We are permitted by law to disclose nonpublic personal information about you to unaffiliated third parties in certain circumstances. IFL may disclose client's nonpublic personal information: (1) to individuals and/or entities not affiliated with IFL, including, but not limited to third-parties that assist in the supervision or management of your account(s) (i.e., sub-advisers, account custodian, record keeper, attorney, etc.); (2) to service providers contracted by us in order for us to perform the duties in furtherance of the client's engagement with IFL (i.e. client management systems, archiving technology vendors, cloud service providers, etc.); (3) to your authorized representative or power of attorney; (4) when we receive your prior consent; (5) in connection with a proposed or actual sale, merger, or transfer of all or a portion of our business; and (6) as otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. 
 
In the event that IFL has a change to its client privacy policy that would allow it to disclose nonpublic personal information not covered under applicable law, IFL will allow its clients the opportunity to opt-out of such disclosure.