Imagine Life with Settled Financial Security. We'll Help You Get There.
Guided Financial Mastery™
Our proprietary framework seamlessly integrates behavioral coaching, strategic planning, and personalized guidance across all areas of your financial life – from investment and retirement planning to tax strategies and risk management.
We deliver comprehensive financial planning & investment management to ensure you are on track to reach your life goals.
It is an extensive qualitative and quantitative analyses of your finances.
Strategic Advice
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We collaborate to uncover, examine and address your deeply rooted underlying beliefs and money scripts.
It is an iterative process rather than a one time engagement.
Behavioral Coaching
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Your personal journey to establish prudent financial habits and develop healthy mindset around money.
This journey is more of an emotional than logical one.
Individual Effort
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Comparing Our Proprietary Framework with the Traditional Advice Model
*Defined as a financial advice model provided by professionals affiliated with large financial institutions, such as insurance companies, discount brokers, and wirehouse firms.
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Our Flat Fee Service Plans
Why flat fee? Read here
Shape Up
A 90-day engagement, delivering a personalized, comprehensive financial plan and on-demand guidance for implementing the plan.
$3600
$1200 paid monthly
Thrive
A year-round engagement, providing a personalized, comprehensive financial plan and on-demand guidance for implementing, monitoring, and updating the plan.
$8000
$2000 paid quarterly
01 Discovery Meeting
30-60 min
An introductory call for you to get to know about our firm, our services, and for us to understand your financial situation.
Learn about our financial planning services and investment philosophy.
Understand our overall planning process to ensure alignment with your expectations.
Discuss your financial situation, including any immediate needs, questions, and goals.
02 Get Organized
2 weeks (1-2 meetings)
Begging to focus on your concerns, goals, and desires that will allow us to understand your needs and objectives. We gather detailed financial information to gain a complete picture of your financial lives and get organized.
Collect data on your income, expenses, assets, liabilities, and any other relevant financial details.
Discuss your short-term and long-term financial goals and objectives.
Identify any potential financial challenges or opportunities.
03 Explore Possibilities
2 weeks (1-2 meetings)
We will analyze and evaluate your current financial status using our financial planning software. This step is collaborative and interactive, ensuring we understand every aspect of your financial life.
Revisit goals, clarify objectives, and confirm and finalize the data we have gathered.
Run what-if scenarios to optimize or ideal actions and decisions that impact your financial plan.
Collaborate using RightCapital to analyze and evaluate your current financial status.
04 Comprehensive Financial Plan
6-8 weeks (2-3 meetings)
Once we have a full understanding of your financial situation, we will create a personalized financial plan tailored to your specific needs. This plan will cover all aspects of your financial life.
A detailed analysis of your current financial status.
Customized strategies to help you achieve your financial goals.
Specific actionable items to implement the plan effectively.
05 Ongoing Support*
6 months (meetings as needed)
The final phase of our financial planning process involves ongoing monitoring and support.
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Regularly review your financial plan to ensure you are on track to meet your goals.
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Address any ad hoc questions or concerns that arise.
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Update your plan as needed to reflect any changes in your financial situation or goals.
*The year-round ongoing support is available only under our Thrive service plan.
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What is your mission?My mission is to provide you with a truly differentiated client experience – affordable, comprehensive, personalized, and free of conflicts of interest.
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How are you different from other firms?I purpose-built my firm to keep the costs low and pass these savings on to you. By charging a flat fee, I ensure you receive unbiased advice at a fair price. For a detailed comparison of the flat fee approach versus typical AUM fees, check out my blog here. As my practice grows, I deliberately limit my intake to 1-2 clients each month. Why? This approach allows me to dedicate ample time to each engagement, foster a long-term mindset, and build lasting advisor-client relationships. At my firm, you don't have to choose between quality and affordability. I'm committed to providing premium, personalized financial guidance that's both accessible and cost-effective, setting a new standard in the advisory industry.
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What's your investment philosophy?Key tenets: Favor low expense ratios to maximize returns Avoid market timing and stock-picking Tailor portfolios to individual goals and risk tolerance Use passive index funds to spread systematic risk Key benefits: Reduced risk through diversification Higher potential returns via cost efficiency Predictable performance aligned with market trends Personalized strategy matching your financial objectives Explore why passive investing beats active management style here
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How do you deliver your services?Video conferencing via Zoom or Webex
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Do you work with people outside of California?Yes, I can accept a limited number of clients from other states.
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Who is a fiduciary advisor?A fiduciary financial advisor is legally and ethically bound to prioritize their client's interests. They must make recommendations based solely on the client's needs, avoid conflicts of interest, and disclose any potential conflicts. This obligation ensures they act in their client's best interests above all else.
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What is a CFP® designation?The Certified Financial Planner® designation is a professional certification for financial planners. It signifies that the holder has met rigorous education, experience, and ethical standards, and has passed a comprehensive exam covering topics like financial planning, taxes, insurance, retirement, and estate planning. CFP® professionals are committed to providing ethical and client-focused advice, helping individuals and families achieve their financial goals. Learn more here
